3 credit report Detroit

Am sure this, too, will lower my excellent credit rating. Jeanne of Albuquerque, NM This company has pulled a credit report on me without my permission, and I want it followed up on and off of my credit. This is dropping my credit score tremendously, I have not had credit of any type in years, all paid in cash. Sherri of Prosperity, SC I pulled my credit report and discovered that Fisrt USA, NA has made over 10 inquires to my credit. I don't have a card with them, 3 credit report Detroit so I not sure why this 3 credit report Detroit has been done. This has caused the credit card company, whom I do have a card with to lower my credit limit. Mariletta of Miami Gardens, FL This bank has requested and received a TransUnion credit report on me. I have never authorized it -- I have never even heard of them. I 3 credit report Detroit have had credit cards since their inception -- many decades. I have never 3 credit report Detroit made a late payment, nor have 3 credit report Detroit I ever carried a balance due to 3 credit report Detroit the next month. I have never had a loan nor a mortgage -- I pay cash for my homes 3 credit report Detroit and cars. fcra free credit report

I'm sure this has lowered my excellent credit rating. Jeanne of Albuquerque, NM My payment for January was due on January 11th. Because it was on a Sunday, I has (3 credit report Detroit wrongly) assumed it would be considered on time with a payment on Monday, January 12. In fact I even paid a $14.95 E-Pay fee to get what I assumed as on time. My February statement came and they charged me a $39.95 LATE FEE 3 credit report Detroit and upped my interest rate from 17.9 to 27.9.

And the first two folks I spoke to felt bad and even started the proicess of waiving late fee and reducing rate. Until I got to final person, who told me there was nothing he could do and I have to live with new APR.

As we bail them out (First USA is owned by Chase), they have no shame. identity theft protection I will be writing to my congressman, my senators, the BBB, Atty General, and media. Paul of Lee, NH This company has performed a hard credit inquiry without my authorization. I was notified through tripple alert credit monitoring service. am I correct that they may not 3 credit report Detroit do this without authorization? Lower credit score affecting my capacity to obtain future credit. Anne of Sacramento, CA I'm going through a refinance and just found out that First Usa made an unauthorized inquiry into my credit in October 2008. It could be detrimental to my credit standing and lower my credit score. Debi of Napa, CA This bank has pulled my credit report 5x in 13 months and i do 3 credit report Detroit not even have there credit card or have applied for one my credit 3 credit report Detroit score has dropped to a low level 3 credit report Detroit that i do not qualify for a loan because of to many inquires. Martin of Hico, TX Last week(3 credit report Detroit 12/1-12/7) wife was in Hospital. Noticed overlimit fees, late payment fees, & new rate up fm. Freaked out & paid 2x what the new pmts were, & called this morning (mon.) spoke to 3 credit report Detroit a guy in india who waived the late charges AND the overlimit fees (which had solely been arrived at compliments of the NEW %rates AND the late fees, not actual charges) & was ASSURED to simply call back 2nite 3 credit report Detroit when wife (primary card holder) could verify, the former rate would be restored on BOTH Cards. free credit report law Tonight I was told JUST THE OPPOSITE & that we are screwed. These cards have NEVER had a late pmt previously, limits were reduced by bank (ergo overlimit fees) & after 2 years of always paying 3 credit report Detroit 2x or more, than minimum, ALWAYS Paying early & often 2x-3x per month...after a medical catastrophe, this is the thank you for Your business we receive?