Free credit report gov Kansas City

The problem: Those sites aren't the official government-mandated site (AnnualCreditReport.com) for obtaining free reports entitled to you each year by federal law. At these soundalike sites, free isn'free credit report gov Kansas City t really free -- it comes with strings attached. They sign consumers up -- sometimes without their knowledge -- for credit monitoring services and charge recurring monthly fees to their credit cards. Curbing 'confusing' ads, practices The Federal Trade Commission (FTC) has proposed new rules free credit report gov Kansas City to help decrease the number of consumers who are duped into free credit report gov Kansas City signing up for services they don't want and make it easier for people who only want to get their free credit reports to do so -- without hassle. copy of free credit report

There has been a proliferation of confusing advertising regarding where consumers can obtain their free annual [credit] file, according to the free credit report gov Kansas City FTC. The new rules were drafted because a provision in the Credit CARD Act of 2009 says, beginning Feb. 22, 2010, radio, TV and other ads for free credit reports must include the following disclaimer: This is not the free credit report free credit report gov Kansas City provided for by federal law. credit report free These advertisements direct consumers not to AnnualCreditReport.com, the authorized source for free annual file disclosures, but to commercial websites operated by the nationwide CRAs (credit reporting agencies) or others that sell a variety of products and services, according to free credit report gov Kansas City the FTC. Further, when a consumer uses an Internet search engine to find the website for free annual file disclosures, the search engine will usually list 'sponsored' links -- again, selling products and services -- such as 'FreeCreditReport.com' first. year free credit report